Tool

Personal Loan Calculator

Incorporate origination fees when estimating monthly payments and effective APR for a personal loan.

Enter the requested loan amount, origination fee, interest rate, and term to see the real cost of borrowing.

Understanding the Personal Loan Calculator

Incorporate origination fees when estimating monthly payments and effective APR for a personal loan. Helps compare lenders that charge upfront fees and highlight effective APRs.

When to use the Personal Loan Calculator

Helps compare lenders that charge upfront fees and highlight effective APRs. Compare the APR output versus advertised rates before committing.

Calculator

Interactive inputs

Adjust the values below to preview how the tool behaves.

Requested Amount($)Origination Fee (%)(%)Annual Interest Rate(%)Term (years)(years)

Outputs

Live

Monthly Payment

$635.99

Total Interest

$2,895.81

Total Cost

$23,295.81

Effective APR

10.39%

Frequently asked questions

What inputs drive the Personal Loan Calculator?

Focus on requested loan amount, origination fee, interest rate, and term to shape the outcome.

How should I act on Personal Loan Calculator results?

Compare the APR output versus advertised rates before committing.